If you are looking for a quick and simple solution to pay off your debts, use SisPACSE - Public System to Support Conciliation in Over-Indebtedness. Learn about the steps of the procedure:
- Submission of a request by the debtor, by filling in an electronic form;
- Appointment of a conciliator from the SisPACSE lists (automatically or upon indication of the debtor);
- Scheduling an information session with the debtor and creditor - in person or electronically - to clarify the objectives to be achieved, the techniques to be used and the legal effectiveness of the agreements that may be concluded.
- Realização da sessão informativa e obtenção da vontade das partes em prosseguir para a sessão de conciliação, na qual se tentará chegar a um acordo.
- Payment of the usage fee by the debtor.
- Communication, by the conciliator, of the adherence to conciliation, in relation to ongoing legal proceedings.
- Conducting conciliation sessions (negotiation) to obtain a debt settlement agreement.