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Public System to Support Conciliation in Over-Indebtedness | SisPACSE

Frequently Asked Questions | SisPACSE

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How do I request the SisPACSE intervention?

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Which debts cannot be settled?

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Which debts can be settled?

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Which debtors cannot use SisPACSE?

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When did SisPACSE go into operation?

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What are the costs of using SisPACSE?

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Which debtors can use SisPACSE?

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What are the effects of the creditor's participation in the negotiation phase?

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Is the information session compulsory?

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Where does the conciliation procedure take place?

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What is the legal effectiveness of the agreement signed within the scope of SisPACSE?

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What is the outcome of the information session?

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How does the procedure begin?

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What is the purpose and how does the negotiation phase develop?

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How long does the procedure take?